html, body, h1, h2, h3, h4, ul, li {
	margin: 0;
	padding: 0;
}
.normal {
	font-weight: normal;
	color:	#666666;
}

body {
	text-align:center;
	color:#666666;
	padding-bottom:0;
	padding-top:0;
	font-family: "Trebuchet MS";
	font-size: 13px;
	line-height: 22px;
}
h1{
	font-size:16px;
	color:#315570;
	margin-top: 4px;
	margin-bottom: 4px;
	font-weight: bold;
}
h1 a:link {
color:#315570;
text-decoration:none;}

h1 a:visited {
color:#315570;
text-decoration:none;}

h1 a:active {
color:#315570;
text-decoration:none;}

h1 a:hover {
color:#315570;
text-decoration:none;}


.clear{ clear:both;}

p{
	margin-left:7px;
	margin-right:7px;
	margin-top:5px;
	font-family: "Trebuchet MS";
	font-size: 13px;
	line-height: 22px;
	color: #666666;
	font-weight: normal;
	text-align:justify;
}
.content-heading{
	font-family:Verdana, Arial, Helvetica, sans-serif;	
	color:#315570;
	font-size:14px;
	font-weight:bold;
} 

p a:link {
color:#009eda;
text-decoration:none;}

p a:active {
color:#009eda;
text-decoration:none;}

p a:hover {
color:#009eda;
text-decoration:none;}

p a:visited {
color:#009eda;
text-decoration:none;}

img {
	border: 0;
}
/*----------------txt-class-----------------*/
.banner-heading{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:26px;
	color:#8a8c89;
	font-weight: normal;
	font-style: normal;
	text-align: right;
	margin-right: 10px;
}

.banner-heading a:link{
	color:#8a8c89;
	text-decoration:none;
}
.banner-heading a:visited{
	color:#8a8c89;
	text-decoration:none;
}
.banner-heading a:active{
	color:#8a8c89;
	text-decoration:none;
}
.banner-heading a:hover{
	color:#8a8c89;
	text-decoration:none;
}

.content-heading-2{
	font-size:12px;
	color:#439d93;
	font-weight: bold;
	margin-left: 5px;
}
.step-text{
	font-size:11px;
	color:#999999;
	font-weight:bold;
	line-height: 18px;
}
.mark-text{
	font-size:11px;
	color:#439d93;
	font-weight: bold;
	margin-left: 5px;
}
.mark-text-large{
	font-size:13px;
	color:#439d93;
	font-weight: bold;
	margin-left: 5px;
}
.display-block {
	border: 1px dotted #009EDA;
	padding: 5px;
	margin-top: 10px;
	margin-bottom: 5px;
}

.right {
	float: right;
}
.more {
	float:right;
	text-align: right;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:10px;
	font-weight:bold;
	color:#725D42;
	margin-right: 7px;
	margin-bottom: 1px;
} 

#wrapper{
	width:1004px;
	height:auto;
	margin:auto;
	padding-top:5px;
}
#logo-row{
	float:left;
	width:1004px;
	height:53px;
}
#banner-holder{
	float:left;
	width:1004px;
	height:173px;
}
#banner-2{
	float:left;
	width:266px;
	height:173px;
}
#banner-bg-holder{
	float:left;
	width:738px;
	height:173px;
	background-image:url(images/banner-bg.gif);
	background-repeat:repeat-x;
}
#logo{
	float:left;
	width:420px;
	height:53px;
}
#logo-next-bg{
	float:left;
	width:584px;
	height:53px;
	background-image:url(images/banner1.gif);
	background-repeat:no-repeat;
}
#upper-bg{
	float:left;
	width:1004px;
	height:auto;
	background-image:url(images/upper-bg.gif);
	background-repeat:repeat-y;
}
.upper-bg-left{
	float:left;
	width:690px;
	height:auto;
}
.upper-bg-left-row{
	float:left;
	width:650px;
	height:auto;
	text-align: left;
	margin-right: 20px;
	margin-left: 20px;
}
.upper-bg-right{
	float:left;
	width:304px;
	height:auto;
	text-align: left;
	margin-left: 10px;
	margin-top: 10px;
}

#bg-divider{
	float:left;
	width:1004px;
	height:23px;
}
#footer-divider{
	float:left;
	width:1004px;
	height:11px;

}
#footer{
	float:left;
	width:1004px;
	height:70px;
	background-color:#b3b1b0;
}
#below-bg{
	float:left;
	width:1004px;
	height:auto;
	background-image: url(images/below-bg.gif);
	background-repeat:repeat-y;
}
#banner-left{
	float:left;
	width:495px;
	height:153px;
	margin-top:20px;
}
#banner-right{
	float:right;
	width:243px;
	height:153px;
	margin-top: 20px;
}
.rss{
	margin-left:25px;
	margin-top:20px;

}
.banner-points {
	font-family: "Arial Black";
	font-size: 14px;
	font-weight: normal;
	color: #660000;
	background-image: url(images/banner-bullet.png);
	background-repeat: no-repeat;
	background-position: left;
	text-align: left;
	padding-left: 27px;
	line-height: 30px;
}

/*--------------------topnavigation----------------------*/

#top-nav-holder{
	float:left;
	width:1004px;
	height:43px;
	background-image:url(images/top-nav-bg.gif);
	background-repeat:no-repeat;
}
#top-nav-holder ul{margin:0px; padding:0px;}
#top-nav-holder ul li{
	margin:0px;
	float:left;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	color:#443702;
	line-height:32px;
	padding-left:15px;
	padding-right:15px;
	font-weight: bold;
	padding-top: 0px;
	padding-bottom: 0px;
}
#top-nav-holder ul li a{
	color:#443702;
	text-decoration:none;
}
#top-nav-holder ul li a:hover{
	 color:#FF0000;
	 text-decoration:none;
}
	
/*-------------rightnavigation----------------*/
.right-nav {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;
	font-weight: normal;
	color: #656461;
	
}
.right-nav a {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;
	font-weight: normal;
	color: #656461;
	text-decoration:none;
	background-image: url(images/bullet.gif);
	background-repeat: no-repeat;
	background-position: left 1px;
	padding-left: 22px;
	line-height: 25px;
}
.right-nav a:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;
	font-weight: normal;
	color: #FF6600;
	text-decoration:none;
	background-image: url(images/bullet-o.gif);
	background-repeat: no-repeat;
	background-position: left 1px;
	padding-left: 22px;
	line-height: 25px;
}
/*----------------------belowbg--------------------------------*/
.below-bg-left{
	float:left;
	width:458px;
	height:auto;
}
.below-bg-left-row{
	float:left;
	width:428px;
	height:auto;
	margin-left:20px;
	margin-right:10px;
	text-align: left;
	margin-top: 5px;
	margin-bottom: 5px;
}
.footer-nav {
	font-size: 12px;
	font-weight: normal;
	color: #FFFFFF;
}
.footer-nav a{
	color: #FFFFFF;
	text-decoration:none;
}
.footer-nav a:hover{
	color: #000000;
	text-decoration:none;
}

.below-bg-right{
	float:left;
	width:546px;
	height:auto;
}
.below-bg-right-row{
	float:left;
	width:526px;
	height:auto;
	margin-left:10px;
	margin-right:10px;
}
#formheading{
	float:left;
	width:345px;
	height:37px;
	display:block;
	background-color:#b7b6ad;
	padding-left: 5px;
}
#secure-right{
	float:left;
	width:161px;
	height:27px;
	display:block;
	background-color:#b7b6ad;
	background-image: url(images/secure.gif);
	background-position: right center;
	background-repeat: no-repeat;
	padding-top: 10px;
	margin-right: 15px;
}
.form-heading {
	font-size: 15px;
	color: #315570;
	font-weight: bold;
	text-align: left;
	line-height: 37px;
	
}
.form-heading a:link {
color: #315570;
text-decoration:none;}

.form-heading a:visited {
color: #315570;
text-decoration:none;}

.form-heading a:hover {
color: #315570;
text-decoration:none;}

.form-heading a:active {
color: #315570;
text-decoration:none;}

.secure-txt{
	font-size: 11px;
	color: #315570;
	font-weight: bold;
	text-align: left;
	
}
.bottom-content {
	font-family: "Trebuchet MS";
	font-size: 14px;
	line-height: 22px;
	color: #666666;
	text-align: justify;
	background-color: #ECF0F3;
	padding-right: 10px;
	padding-left: 25px;
	padding-top: 10px;
}

.bottom-content a:link{
color:#009eda;
text-decoration:none;}

.bottom-content a:visited{
color:#009eda;
text-decoration:none;}

.bottom-content a:hover{
color:#009eda;
text-decoration:none;}

.bottom-content a:active{
color:#009eda;
text-decoration:none;}
.arrow {
	font-family: verdana;
	font-size: 11px;
	line-height: 15px;
	font-weight: normal;
	background-image: url(images/bullet_2.gif);
	background-repeat: no-repeat;
	margin-left: 9px;
	padding-left: 10px;
	background-position: left center;
	margin-top: 3px;
}